Empowering visionary fintech investors, founders and CEO's to transform their vision into profitable ventures, from pitch deck to successful exit...
Christian Fea
Fintech Industry Advisor

(949) 731-5821
christian@christianfea.com
Seasoned fintech industry advisor & entrepreneur with a proven 28 year track record in designing revenue producing, large-scale fintech platforms...
Experienced Leader & Industry Expert
As a seasoned fintech veteran with over 28 years of experience, I have a deep understanding of the fintech landscape and the regulatory requirements that come with it. Throughout my career, I have guided both startups and established enterprises, helping them navigate the complex and ever-evolving world of financial technology.
My proven track record of delivering cutting-edge fintech solutions has allowed me to empower visionary founders, CEOs, and investors to transform their visions into profitable ventures - from MVP to successful exit. I've worked across a wide range of fintech domains, including gateway and payment processing platforms, mobile wallets and direct core banking, integrations and banking as a service, as well as securing AML and money transmittal licenses.
My expertise spans the full spectrum of fintech, from developing large-scale, profitable money movement and payment platforms to implementing robust integrations and securing the necessary capital, licensing and compliance. Whether you're looking to build a groundbreaking mobile wallet, establish a secure gateway and payment processing, build the next internal remittance platform, create a lending or financing offering or launch a banking-as-a-service system, I have the knowledge and experience to make your vision a reality.
Whether you're a fintech startup looking to get off the ground or an established enterprise seeking to modernize your offerings, I can leverage my extensive expertise to help you overcome the unique challenges of this dynamic industry. Let's work together to unlock your fintech potential and drive meaningful growth for your business.
What sets me apart is my ability to not only conceptualize innovative solutions, but also execute them with precision and efficiency. I pride myself on staying at the forefront of industry trends, constantly seeking out new technologies and strategies to give my clients a competitive edge. With my proven track record of success, you can trust that I can assist you in delivering cutting-edge fintech solutions that drive measurable results for your board and investors.
My Expertise: Developing Large-Scale Fintech Solutions
Compliance
It all starts with compliance. Any legitamite fintech platform has the burden of compliance. My team and I have successfully built and put into production these systems of compliance.

Onboarding - Automated onboarding of new merchants and consumers.
Risk Scoring - Automated pre-scoring prior to ISO and financial institution review.
AML - Implementation of Anti Money Laundering practices at the policy and code level.
KYC,
PCI, SOC,
MSB -
Certifications
Engineering Teams
Regardless of your tech stack, we have a full team of engineers, developers, dev-ops, cloud designers and mobile to bring your MVP, platform expansion to live. We operate on tight 30 to 90 day sprint cycles with full product owner level
Gateway and Payment Processing Platforms
Secure and efficient platforms for processing payment transactions for all payment types from Mobile P2P, stored value, ACH, RTP, ACH, Card, Crypto and cash handling logistics.
Mobile Wallets
Innovative digital banking solutions designed for seamless user experiences.
Direct Core Banking integrations
Integrations and Banking as a Service
Seamless integration of financial services into existing platforms and applications.
AML and Money Transmittal Licensing
Expertise in navigating complex regulatory requirements for compliance.
Gateway and Payment Processing Platforms
Secure Transactions
Ensure secure and reliable payment processing, protecting sensitive customer data.
Efficient Operations
Streamline transaction processing, reducing costs and improving efficiency.
Mobile Wallets and Direct Core Banking
Seamless User Experience
Develop user-friendly mobile applications for easy access to financial services.
Scalable Infrastructure
Build robust and scalable banking solutions for efficient operations.
Integrations and Banking as a Service
1
Seamless Integration
Integrate financial services into your existing platforms, providing a holistic experience for customers.
2
Flexible Solutions
Offer a wide range of banking services through API-driven solutions.
AML and Money Transmittal Licensing

1

2

3

1
Compliance Expertise
Navigate complex regulatory requirements for AML and money transmittal.
2
Risk Management
Implement effective risk mitigation strategies for secure operations.
3
Licensing Support
Assist in obtaining necessary licenses and registrations.
Registering as a Money Services Business

1

2

3

1
Regulatory Compliance
Ensure compliance with all relevant regulations for money services businesses.
2
Licensing Procedures
Guide you through the process of obtaining necessary licenses and registrations.
3
Operational Setup
Assist in setting up your business operations in accordance with regulatory requirements.
How I Can Help Your Fintech Startup
1
Strategy Development
Develop a tailored strategy to achieve your business goals.
2
Solution Design
Design and build a robust and scalable fintech solution.
3
Implementation Support
Provide expert guidance and support for seamless implementation.